About | Insurance Services

PLANNING FOR THE FUTURE

Through our affiliate, Arsenal Financial Group Insurance Services LLC, we provide insurance products from a variety of product sponsors. We employ an experienced team of licensed professionals and registered Financial Advisors through our affiliated brokerage firm Arsenal Financial Group Securities LLC who work with our clients to select insurance policies and financial products tailored to their individual needs.

SECURITY FOR YOUR FAMILY

Full-service, integrated financial services firm that provides sound investment guidance for high net worth individuals and institutions.  Our in-depth market knowledge, calculated risk management strategy and investment acumen have earned us a strong reputation as trusted Financial Advisors.  Our philosophy is simple: Understand our clients' objectives and execute accordingly.  Our experienced investment professionals provide highly customized personal service, tailoring an asset allocation program to enable each client to meet their financial goals.

FINDING THE RIGHT POLICY

There are many different types of life insurance, ranging from basic coverage to policies with more complex features that address specific needs. Our Financial Advisors will help you navigate your options and find the policy that is best for your situation.

 

BUILDING A FINANCIAL FOUNDATION

Planning for retirement?  An annuity can provide a retirement income you can’t outlive. We offer many variable and fixed income annuity options, and our Financial Advisors are here to help you find the one that is right for you.

VARIABLE ANNUITIES

A variable annuity is a long-term investment designed for retirement purposes, where investment returns fluctuate and the principle value, when redeemed, may be worth more or less than the original investment.  Variable annuities can help increase your income for retirement and guarantee it lasts a lifetime.  With this type of investment, withdrawals may be subject to sales charges and federal tax penalties, and can reduce the account value and the living and death benefits.

 

FIXED ANNUITIES

For more conservative investors, fixed annuities provide a steady rate of interest with a tax deferral. Fixed annuities earn a set interest for your purchase payments based on current interest rates, over a period of time. As with variable annuities, withdrawals may be subject to taxes and withdrawal charges. However, fixed annuities offer a variety of payout options, including a lifetime income, and provide a more secure alternative to variable annuities. Your licensed Financial Advisor can provide you with complete details about exclusions, limitations, reductions of benefits and terms for keeping your annuity contracts in force.

 

PREPARE FOR THE UNEXPECTED

Accident and Health Insurance provides coverage for sickness, injury or accidental death, and may pay for doctor’s visits, medical procedures, prescription drugs and so forth. Our experienced Financial Advisors can help you find the best accident and health insurance to suit your specific needs.  We offer several leading types of policies including:

  • Group and Individual AD&D
  • Travel Accident
  • Voluntary AD&D with General Liability Companion
  • Accident Base with Critical Illness & Accident Medical Expenses
  • Short Term Medical with Accident Companion Product
  • Blanket Accident / Liability & Special Risks
  • Student Accident & Sickness
  • Intercollegiate, Amateur & Youth Sports Programs

Our Financial Advisors are here to help you every step of the way and will work to ensure that you get the most out of your policy.